Mortgage Sales - Mortgage Banker I

About the role

Generate mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. Originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. Align mortgage priorities with the “Client Experience”, comply with audit and operations, monitor marketplace competition and trends, identify referral sources, and expand existing business relationships and servicing clients.

Responsibilities

• Monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy.
• Identify referral sources and collaborate with all internal stakeholders to increase the Bank’s presence and competitive status.
• Develop a book of business through prospecting while also servicing assigned Banking Center’s clientele.
• Build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.
• Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements

• Associates degree in Business, Finance or equivalent combination of education and related work experience.
• 5+ years of experience in mortgage banking.
• Advanced knowledge of RESPA/government regulations for residential mortgages.
• Knowledge and experience operating within Dodd-Frank regulations.
• Proven track record of success in the mortgage lending industry.
• Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.

Qualifications

• Minimum requirements: Associates degree in Business, Finance or equivalent combination of education and related work experience.
• Desired qualifications: Bachelor’s degree in Business, Finance or equivalent combination of education and related work experience.

Skills and Abilities

• Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
• Proficient in Encompass and Desktop Underwriter.
• Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
• Ability to perform focused work with close attention to detail.
• Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
• Apply and improve extensive or in-depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one's job effectively.
• Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
• Create an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint.
• Effectively transfers thoughts and expresses ideas orally or verbally in individual or group situations.

Work Environment

• We are a culture that believes that people are our greatest asset and are at the heart of everything we do.
• We take pride in bringing clarity and simplicity to our associates (employees) and clients.
• Our decisions are made efficiently, fairly and locally.
• Our success is directly tied to the communities we serve.
• We are committed to our core value of meritocracy and supporting our associates in growing within their role.

Incentive and Benefits

• This role is eligible to participate in a commission plan, which can significantly increase your overall compensation.
• We also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks.

Prior to Employment

• A criminal history report.
• Global screen.
• Drug screen.
• Employment credit report.
• If applicable, a driving record.

Equal Opportunity Employer

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace. Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.