Mortgage Banker I

About the role

Generate mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. Originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates.

Responsibilities

• Align mortgage priorities with the “Client Experience”
• Comply with and operate within Dodd-Frank regulations
• Monitor marketplace competition and trends to incorporate into sales strategy
• Identify referral sources and collaborate with internal stakeholders to expand business relationships and service clients
• Build a book of business through prospecting and servicing assigned Banking Center’s clientele
• Build a great rapport with clients and fellow associates, treating everyone with respect and consideration

Requirements

• Associates degree in Business, Finance or equivalent work experience
• 5+ years of experience in mortgage banking
• Advanced knowledge of RESPA/government regulations for residential mortgages
• Knowledge and experience operating within Dodd-Frank regulations
• Proven track record of success in the mortgage lending industry
• Registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS)

Desired Qualifications

• Bachelor’s degree in Business, Finance or equivalent work experience
• 6+ years of experience in mortgage banking

Skills and Abilities

• Proficient in MS Office applications
• Proficient in Encompass and Desktop Underwriter
• Ability to interact with others, both in person and through phone, e-mail, and written correspondence
• Ability to perform focused work with close attention to detail
• Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties
• Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services
• Show a passion for improving the delivery of services with a commitment to continuous improvement
• Make decisions authoritatively and wisely, after adequately contemplating various available courses of action
• Create an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint
• Effectively transfer thoughts and express ideas orally or verbally in individual or group situations

Work Environment

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs.

Incentive and Benefits

• Eligible to participate in a commission plan
• Generous benefits package including insurance, 401k, an associate stock purchase program, paid time off, associate banking perks