Mortgage Sales - Jr Mortgage Banker
NBH Bank · Austin, TX · 1 mo ago
FinanceFull-time
We need to output HTML fragment with sections: About the role (maybe culture intro?), Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections if posting has real specific content. The posting includes culture description, responsibilities, minimum requirements, desired qualifications, skills and abilities, work environment, benefits. No explicit pay or schedule info. So we should not include Pay or Schedule sections. Benefits is present: "In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks." That's specific enough to include Benefits section.
We need headings: for each section. Use
for each section. Use - for any list of duties/requirements/benefits. Use
for prose.
We must not repeat job title as heading. No Job ID. Remove boilerplate: EEO, accommodation, drug-free workplace, Colorado residents, etc. Also remove application instructions, etc. Keep substantive info.
We need to preserve all substantive information; do not invent or summarize away detail. So we need to include culture paragraph, responsibilities list, minimum requirements list, desired qualifications list, skills and abilities list, work environment paragraph, benefits list.
We must not include filler like "commensurate with experience". Not present.
We need to decide which headings to use: About the role (maybe culture intro?), Responsibilities, Requirements, Qualifications, Skills, Benefits. Could combine Requirements and Qualifications? The posting has "Minimum Requirements:" and "Desired Qualifications:" and "Skills and Abilities:" separate. So we can have sections: Requirements (minimum), Qualifications (desired), Skills (skills and abilities). Or we could have Requirements covering both minimum and desired? Better to follow instruction: use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits. So we will have:
About the role
- include culture paragraph and maybe overview of role? The posting starts with culture then describes role. We'll put culture and role overview in About the role.
Responsibilities
- list of duties.
Requirements
- minimum requirements.
Qualifications
- desired qualifications.
Skills
- skills and abilities.
Benefits
- benefits list.
We must not include Pay or Schedule.
Now format: Use for prose paragraphs. For lists, use
- .
We need to preserve all substantive information: include details like "Assist and support assigned Mortgage Banker(s) in managing and processing loan applications.", "produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources.", etc.
We need to include the bullet points exactly as in text, but we can format as list items.
We must not include boilerplate like EEO, accommodation, drug-free workplace, Colorado residents, etc. Also remove "The Bank is committed to providing qualified applicants..." etc. Also remove "Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record." That's part of hiring process; is that substantive? It's not about job duties/requirements/benefits; it's pre-employment screening. Might be considered boilerplate? The instruction says remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. This is more like pre-employment screening; could be considered part of application instructions? Probably remove. Also remove "Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire." That's also application instruction. Remove.
Also remove "If this is what you believe in, then you’re definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future." That's fluff but maybe keep? It's not substantive detail; could be considered boilerplate. Safer to remove.
Also remove "We have a long-standing commitment to Equity, Diversity and Inclusion." That's EEO? Might be considered boilerplate but it's about culture; could keep as part of About the role? It's about values. Might be okay to keep. But the instruction says remove EEO/equal-opportunity boilerplate. That line is about commitment to Equity, Diversity and Inclusion. Might be considered EEO. Safer to remove? However it's also part of culture description. The earlier paragraph already mentions commitment to Equity, Diversity and Inclusion. Might be considered part of culture. I'd keep it as part of About the role.
But we need to be careful not to include any boilerplate. Let's keep the culture paragraph as is, which includes that line.
Now compile.
About the role paragraph: combine the initial culture paragraph and role description? The culture paragraph: "It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people’s lives and offer simple solutions. That's the basics of Relationships. Fairness. Simplicity®. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings. We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work."
Then role description: "As Junior Mortgage Banker, you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications. In addition to assisting and supporting assigned Mortgage Banker(s), you will produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources. You will coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities. You will possess or be able to obtain a National Mortgage Licensing System number, and follow all established policies and procedures. You are expected to maintain compliance with all lending regulations. Additionally, you will clear and submit conditions with Processors, Underwriters and Mortgage Bankers, and coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed. You will be responsible for a variety of tasks including meeting or exceeding client service standards throughout the loan process. You will establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities. You are expected to build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements."
We could split: About the role includes culture and maybe brief overview; Responsibilities includes the detailed duty list.
Thus About the role: culture paragraph only? Or include also the first sentence about role? Better to keep About the role as culture and general description of role (maybe first two sentences). But we can put the role overview in About the role and then Responsibilities list the specific tasks.
Let's decide: About the role: culture paragraph + maybe a summary: "As Junior Mortgage Banker, you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications." That's a responsibility though. Might be better to put that in Responsibilities.
Thus About the role: just the culture paragraph.
Responsibilities: list of duties (starting with "As Junior Mortgage Banker, you will assist..." etc). We'll break into bullet points.
Minimum Requirements: list.
Desired Qualifications: list.
Skills and Abilities: list.
Benefits: list.
Work Environment: we have a paragraph about work environment; we could include as part of About the role or separate section? There's no heading for Work Environment in the allowed list; but we could incorporate into About the role or Responsibilities? The instruction says use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. It doesn't list Work Environment, but we could treat it as part of About the role or maybe as a separate section if we want to keep it. However we should not create sections not listed unless we have content; but we could embed it in About the role as prose.
Thus About the role will include culture paragraph and work environment paragraph.
Now Benefits: we have benefits list.
Now we must not include Pay or Schedule.
Now produce HTML.
Let's craft.
About the role: two paragraphs: culture and work environment.
Culture paragraph: as above.
Work environment paragraph: "We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following: We are committed to our core value of meritocracy and supporting our associates in growing within their role When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead. An associate must be able to work overtime to the extent necessary. Sitting for extended periods of time (typically no longer than 8 hours). Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours)."
Note: there is a missing period after "role". We'll keep as is.
Now Responsibilities: list items.
Let's extract each duty sentence:
- Assist and support assigned Mortgage Banker(s) in managing and processing loan applications.
- In addition to assisting and supporting assigned Mortgage Banker(s), you will produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources.
- You will coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities.
- You will possess or be able to obtain a National Mortgage Licensing System number, and follow all established policies and procedures.
- You are expected to maintain compliance with all lending regulations.
- Additionally, you will clear and submit conditions with Processors, Underwriters and Mortgage Bankers, and coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed.
- You will be responsible for a variety of tasks including meeting or exceeding client service standards throughout the loan process.
- You will establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities.
- You are expected to build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.
- All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Note: some of these are more like expectations; but we keep.
Now Minimum Requirements: list:
- Associate’s degree or equivalent work experience
- 1+ years of mortgage experience
- Driving may be required with this position.
- Applicants must have a valid driver's license (may not be learner’s, restricted or “to and from work” license) and driving history that meets the Bank’s driver standards.
- This information will be verified in a Motor Vehicle Report
for prose. We must not repeat job title as heading. No Job ID. Remove boilerplate: EEO, accommodation, drug-free workplace, Colorado residents, etc. Also remove application instructions, etc. Keep substantive info. We need to preserve all substantive information; do not invent or summarize away detail. So we need to include culture paragraph, responsibilities list, minimum requirements list, desired qualifications list, skills and abilities list, work environment paragraph, benefits list. We must not include filler like "commensurate with experience". Not present. We need to decide which headings to use: About the role (maybe culture intro?), Responsibilities, Requirements, Qualifications, Skills, Benefits. Could combine Requirements and Qualifications? The posting has "Minimum Requirements:" and "Desired Qualifications:" and "Skills and Abilities:" separate. So we can have sections: Requirements (minimum), Qualifications (desired), Skills (skills and abilities). Or we could have Requirements covering both minimum and desired? Better to follow instruction: use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits. So we will have:
About the role
- include culture paragraph and maybe overview of role? The posting starts with culture then describes role. We'll put culture and role overview in About the role.Responsibilities
- list of duties.Requirements
- minimum requirements.Qualifications
- desired qualifications.Skills
- skills and abilities.Benefits
- benefits list. We must not include Pay or Schedule. Now format: Usefor prose paragraphs. For lists, use
- . We need to preserve all substantive information: include details like "Assist and support assigned Mortgage Banker(s) in managing and processing loan applications.", "produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources.", etc. We need to include the bullet points exactly as in text, but we can format as list items. We must not include boilerplate like EEO, accommodation, drug-free workplace, Colorado residents, etc. Also remove "The Bank is committed to providing qualified applicants..." etc. Also remove "Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record." That's part of hiring process; is that substantive? It's not about job duties/requirements/benefits; it's pre-employment screening. Might be considered boilerplate? The instruction says remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. This is more like pre-employment screening; could be considered part of application instructions? Probably remove. Also remove "Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire." That's also application instruction. Remove. Also remove "If this is what you believe in, then you’re definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future." That's fluff but maybe keep? It's not substantive detail; could be considered boilerplate. Safer to remove. Also remove "We have a long-standing commitment to Equity, Diversity and Inclusion." That's EEO? Might be considered boilerplate but it's about culture; could keep as part of About the role? It's about values. Might be okay to keep. But the instruction says remove EEO/equal-opportunity boilerplate. That line is about commitment to Equity, Diversity and Inclusion. Might be considered EEO. Safer to remove? However it's also part of culture description. The earlier paragraph already mentions commitment to Equity, Diversity and Inclusion. Might be considered part of culture. I'd keep it as part of About the role. But we need to be careful not to include any boilerplate. Let's keep the culture paragraph as is, which includes that line. Now compile. About the role paragraph: combine the initial culture paragraph and role description? The culture paragraph: "It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people’s lives and offer simple solutions. That's the basics of Relationships. Fairness. Simplicity®. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings. We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work." Then role description: "As Junior Mortgage Banker, you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications. In addition to assisting and supporting assigned Mortgage Banker(s), you will produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources. You will coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities. You will possess or be able to obtain a National Mortgage Licensing System number, and follow all established policies and procedures. You are expected to maintain compliance with all lending regulations. Additionally, you will clear and submit conditions with Processors, Underwriters and Mortgage Bankers, and coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed. You will be responsible for a variety of tasks including meeting or exceeding client service standards throughout the loan process. You will establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities. You are expected to build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements." We could split: About the role includes culture and maybe brief overview; Responsibilities includes the detailed duty list. Thus About the role: culture paragraph only? Or include also the first sentence about role? Better to keep About the role as culture and general description of role (maybe first two sentences). But we can put the role overview in About the role and then Responsibilities list the specific tasks. Let's decide: About the role: culture paragraph + maybe a summary: "As Junior Mortgage Banker, you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications." That's a responsibility though. Might be better to put that in Responsibilities. Thus About the role: just the culture paragraph. Responsibilities: list of duties (starting with "As Junior Mortgage Banker, you will assist..." etc). We'll break into bullet points. Minimum Requirements: list. Desired Qualifications: list. Skills and Abilities: list. Benefits: list. Work Environment: we have a paragraph about work environment; we could include as part of About the role or separate section? There's no heading for Work Environment in the allowed list; but we could incorporate into About the role or Responsibilities? The instruction says use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. It doesn't list Work Environment, but we could treat it as part of About the role or maybe as a separate section if we want to keep it. However we should not create sections not listed unless we have content; but we could embed it in About the role as prose. Thus About the role will include culture paragraph and work environment paragraph. Now Benefits: we have benefits list. Now we must not include Pay or Schedule. Now produce HTML. Let's craft. About the role: two paragraphs: culture and work environment. Culture paragraph: as above. Work environment paragraph: "We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following: We are committed to our core value of meritocracy and supporting our associates in growing within their role When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead. An associate must be able to work overtime to the extent necessary. Sitting for extended periods of time (typically no longer than 8 hours). Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours)." Note: there is a missing period after "role". We'll keep as is. Now Responsibilities: list items. Let's extract each duty sentence: - Assist and support assigned Mortgage Banker(s) in managing and processing loan applications. - In addition to assisting and supporting assigned Mortgage Banker(s), you will produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources. - You will coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities. - You will possess or be able to obtain a National Mortgage Licensing System number, and follow all established policies and procedures. - You are expected to maintain compliance with all lending regulations. - Additionally, you will clear and submit conditions with Processors, Underwriters and Mortgage Bankers, and coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed. - You will be responsible for a variety of tasks including meeting or exceeding client service standards throughout the loan process. - You will establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities. - You are expected to build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. - All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements. Note: some of these are more like expectations; but we keep. Now Minimum Requirements: list: - Associate’s degree or equivalent work experience - 1+ years of mortgage experience - Driving may be required with this position. - Applicants must have a valid driver's license (may not be learner’s, restricted or “to and from work” license) and driving history that meets the Bank’s driver standards. - This information will be verified in a Motor Vehicle Report