Mortgage Sales - Jr Mortgage Banker

Role Overview

As a Junior Mortgage Banker you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications. You will also produce first‑mortgage loans, develop referral partner relationships with real estate agents, builders, and other sources, and coordinate communication among applicants, Mortgage Bankers, Processors, Underwriters, and external third‑party entities. The role requires maintaining compliance with all lending regulations, clearing and submitting conditions, coordinating closings, and delivering high‑quality client service throughout the loan process.

Responsibilities

• Assist and support assigned Mortgage Banker(s) in managing loan applications.
• Produce first‑mortgage loans and develop referral partner relationships.
• Coordinate and communicate progress and needs among applicants, Mortgage Bankers, Processors, Underwriters, and external third‑party entities.
• Maintain compliance with all lending regulations, including BSA and OFAC requirements.
• Clear and submit conditions with Processors, Underwriters, and Mortgage Bankers.
• Coordinate closings with customers, Mortgage Bankers, Processors, Underwriters, and third parties as needed.
• Meet or exceed client service standards throughout the loan process.
• Establish and maintain positive relationships with co‑workers, applicants, partners, internal departments, and external entities.
• Build rapport with clients and associates, treating everyone with respect and consideration.

Minimum Requirements

• Associate’s degree or equivalent work experience.
• 1+ year of mortgage experience.
• Valid driver’s license (not learner’s, restricted, or “to and from work” license) and a driving history that meets the bank’s driver standards.

Desired Qualifications

• Bachelor’s degree in Business, Finance, or a related field, or an equivalent combination of education and work experience.
• 3+ years of mortgage experience.

Skills and Abilities

• Exceptional verbal, written, and interpersonal communication skills.
• Ability to read and interpret loan documents, agency, investor, and regulatory requirements.
• Capability to work with minimal supervision.
• Effective organizational and time‑management skills.
• Absolute discretion when handling confidential matters.
• Strong proofreading and editing abilities.
• Self‑directed, motivated, and able to meet objectives and deadlines.
• Strong client‑service orientation with professional interaction skills.
• Responsive and flexible; able to adapt to changing work environments.
• Proficiency in Microsoft Office (Outlook, Word, Excel, PowerPoint).

Work Environment

We view people as our greatest asset and strive for a culture of clarity, simplicity, and fairness. Associates are expected to be able to grasp, push, pull, lift, bend, raise, and hold hands and arms overhead, work overtime as needed, sit for extended periods (typically up to 8 hours), and maintain a rapid work pace for similar durations.

Benefits

• Comprehensive insurance coverage.
• 401(k) retirement plan.
• Associate stock purchase program.
• Paid time off.
• Associate banking perks.