Mortgage Retail Sales Consultant (SAFE)
Wells Fargo · Baltimore, MD · 5 days ago
Business DevelopmentFull-time
About This Role
Wells Fargo is seeking a Mortgage Retail Sales Representative to participate in soliciting residential mortgages from various sources, produce high quality loans which are compliant, and provide excellent customer service.Responsibilities
- Participate in soliciting residential mortgages from various sources.
- Produce high quality loans which are compliant and provide excellent customer service.
- Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
- Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market.
- Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans.
- Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs.
- Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk.
- Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication.
- Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements.
Requirements
- 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Qualifications
- Required Qualifications: 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
- Required Qualifications for Europe, Middle East & Africa only: Experience in Mortgage Retail Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
- Desired Qualifications: Not specified.
Job Expectations
- This position requires SAFE registration at the time of employment.
- The Nationwide Mortgage Licensing System (NMLS) website (http://fedregistry.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
- Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.
Pay
$0.00 - $0.00Benefits
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement