Mortgage Product & Investor Strategist

Responsibilities

• Conduct in-depth financial analysis of mortgage products, including margin reconciliation, as well as but not limited to EPD and delinquency propensity.
• Track and monitor product performance against revenue targets to ensure profitability.
• Drive the creation and ongoing administration of an investor scorecard system.
• This system will be instrumental in quantifying the financial impact of contractual EPO and EPD risks, as well as providing insights into all post-closing activities.
• Key metrics monitored will include commitment extension costs, pulled loan costs, pair-offs, suspense conditioning behavior, first pass purchase percentages, and the number of interactions required to achieve loan purchase.
• Partner closely with the investment community to secure Secondary marketing take out vehicles to guarantee salability of product.
• Maintain comprehensive market awareness by actively monitoring competitive landscape and identifying potential investors for current and future mortgage products.

Qualifications

• Bachelor's degree and/or mortgage industry experience with a minimum of 5-7+ years of Product Management and Investor relations experience.
• Knowledge/experience of varying types of mortgage products such as NON QM, HELOC, CES, JUMBO, ARM, etc.
• Ability to work and communicate cross-functionally; collaborate & influence as part of a team.
• Collaborative in team environments but also able to act autonomously as a decision-maker.
• Knowledge in conducting research to inform product strategy and design.

Pay

The starting base pay for this position is $110,000/annually. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.

Disclaimer

This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, duties, skills, or working conditions associated with a job. It is intended to be a general description of the principal requirements common to positions of this type. Work Authorization Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship. Other Duties This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Kind Lending is an Equal Opportunity Employer

Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.