Mortgage Processor II
K. Hovnanian American Mortgage is uniquely positioned to deliver the keys to making our customer’s dream of home ownership a reality better than any other lender. As part of K. Hovnanian Homes—celebrating over 65 years of quality and leadership in the home building industry—our homebuyers are our exclusive clients. These families have put their dreams in our hands, and you can too. Your attention to detail when collecting, following up, and reviewing required documentation for a pipeline of loans will put our customers at ease.
About the role
Processing a loan can feel like guiding a traveler on a long safari. Customers can easily feel lost in the complexities, except for those lucky enough to have someone with your exceptional skill to get them through. You will be responsible for processing loans within designated builder communities and managing a pipeline of loans. A key function of the role is to collect, follow up, and review required documentation according to guidelines of Fannie Mae, Freddie Mac, FHA, and VA to facilitate closing and saleability of the loan.
- Update files 45-60 days prior to closing
- Prepare the file for final underwriting, pre-closing, and evaluate all conditions of approval from the underwriting department
- Maintain communication with borrower, builder, and assigned team to ensure high customer service levels
Requirements
- At least 2 years of mortgage experience
- Knowledge of and familiarity with real estate and mortgage terminology (helpful)
- Government loan experience (a plus)
- Strong communication, analytical, and math skills
Benefits
- Medical, dental, and vision coverage
- Discounts on mortgages and home appliances
- 401(k) plan