Mortgage Processing Assistant - Front
Compensation
$40,000 in base plus bonus
Job Summary
This position supports AFC’s loan processors by reviewing loan files for issuance of a pre-approval, while helping to maintain data integrity and requesting necessary 3rd party items to make Automated underwriting approval decisions.
What You Will Bring
- 2 years RECENT experience, mortgage background, well versed in Conventional, FHA, VA lending practices and DU & LP automated underwriting systems.
- Extensive knowledge of multiple income types including Schedule C, 1120’s & 1065’s/calculating income for each.
- Must have ability to work in a fast-paced environment and multitask, managing multiple, changing priorities.
- Prolonged periods of sitting at a desk and working on a computer, up to 8+ hours in a shift, including visual acuity to work on two computer monitors and hand movement to use keyboard for typing and mouse for system navigation.
Duties And Responsibilities
- Procures verification's for credit items which include but are not limited to employment, assets, credit reports, etc.
- Maintain a secure environment for loan process files.
- Good moral ethics/conduct.
- Reviews documentation and provides conditions for automated loans approvals needed to comply with underwriting guidelines.
- Analyzes and interprets financial data to fit established standards set by the industry.
- Ensures that all necessary disclosures(state, federal and company specific) are provided to the client as required.
- Communicates any concerns on possible misrepresentation or fraudulent documentation/activity expeditiously to compliance/processing management.
- Safeguards the quality of loans submissions to ensure they are consistent with maintaining the efficiencies of the loan file flow.
- Aids in resolving issues that may arise during the process of approving an automated loan.
- Assists in contacting borrowers as necessary to gather required items for an automated loan approval.
What We Bring
- Medical, Dental, Vision, 401k
- Paid time off and sick days
- Paid holidays
- Long-term paid disability
- Paid maternity and bonding leave
- Full desk equipment provided
Company Information
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
AFC is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.