Mortgage Pre-Closer

About the role

The Mortgage Pre-Closer is responsible for ensuring the readiness and completeness of residential mortgage loans for closing and post-closing, including Conventional, FHA, VA, USDA, CRA, and Construction Mortgage Loans. This role provides support to mortgage loan closers, post-closers, and mortgage compliance specialists.

Responsibilities

• Ensures compliance with applicable state and federal regulations, company policies, and established Standard Operating Procedures (SOPs)
• Makes sure loans move through the pipeline efficiently and accurately
• Represents the Bank to internal and external customers in a courteous and professional manner through in-person, written, and telephone communication
• Affirms adherence to compliance standards, including the Bank Secrecy Act (BSA), documentation quality, timeliness, and loan volume requirements
• Protects the confidentiality of customer and account information
• Participates in local organizations and events to demonstrate Horizon Bank's commitment to the communities it serves

Requirements

• High school diploma or equivalent
• At least 1 year of relevant experience in a customer service or administrative role
• Strong organizational skills and attention to detail
• Ability to work independently and manage multiple tasks simultaneously
• Excellent verbal and written communication skills
• Basic knowledge of banking products and processes

Qualifications

• Proficiency in Microsoft Office Suite
• Experience with loan processing systems
• Knowledge of regulatory requirements and compliance standards

Skills

• Customer service skills
• Attention to detail
• Organizational skills
• Communication skills
• Banking knowledge

Benefits

• Competitive salary
• Health insurance
• Paid time off
• Professional development opportunities

Pay

Salary range: $40,000 - $50,000 annually

Schedule

Full-time position, Monday through Friday, 8:00 AM - 5:00 PM