Mortgage Originator

About the role

PSECU is seeking an experienced Mortgage Loan Originator to join their team in the Lehigh Valley Area and/or Lancaster Area. The ideal candidate will work Monday through Friday from 9:00 AM to 5:00 PM, with occasional weekend work.

Responsibilities

• Consult with and advise borrowers on 1st Mortgage product options to educate and guide borrowers through the entire mortgage loan process from prequalification to closing.
• Display professionalism in dress attire when meeting members, realtors, builders, and centers of influence to promote PSECU.
• Use Credit Union Resources to qualify borrowers, originate applications, collect needed loan file documentation from borrowers, and submit loan files in a timely manner to be disclosed, underwritten, and approved.
• Review timelines, prequalification letter, estimated cost sheet, loan disclosure documents, conditional approval letter with conditions, and CD with borrowers.
• Follow-up to keep realtors, builders, and borrowers informed throughout the loan process.
• Maintain communication with processors and underwriters for loan status and ensure loan file gets cleared to close on time.
• Review pipelines to be sure all new loans are decisioned to meet RESPA compliance.
• Maintain an organized work area.
• Assist with on-the-job training of new employees in the unit.
• Absorb and assist with projects as assigned in support of Revenue Growth and Lending mission and objectives.
• Perform data entry and clerical/general office support work as assigned.
• Absorb and assist with testing of LOS upgrades or new products.
• Display professionalism in dress attire when meeting members, realtors, builders, and centers of influence to promote PSECU.
• Maintain confidentiality, in particular with credit union account information, as well as other information designated as confidential.
• Resolve borrower/member problems professionally whether over the phone, in person, or through correspondence.
• Recognize early signs of member disservice and staff related problems and convey concerns and/or problems promptly to immediate supervisor.

Qualifications

• Bachelor's degree (Required)
• Any equivalent combination of experience and education (Required)
• Five years of secondary market, outside first mortgage origination (Required)
• Established sales experience with realtors, builders, and/or affinity groups (Required)
• NMLS/MLO - PA Dept of State (Required)