Mortgage Loan Partner

Responsibilities

• Be the main point of contact for borrowers during the "contact to contract" phase of the loan process (Processor handles "contract to close" duties on LIVE files)
• Submit detailed and accurate application packages directly to underwriting for upfront TBD approvals
• Current on mortgage loan products (FHA/VA/CONV/USDA) procedures and documentation
• Create ways to communicate daily with the Loan Officer, Processor, Operations staff, Realtors, etc
• Put out loan "fires" whenever possible
• Be a sponge for information/knowledge, always striving to be the best possible in your position
• Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners
• Establish relationships with referral partners and borrowers
• Facilitate the completion of loan applications (digital/phone/in-person)
• Help gather and prepare all documents needed for underwriting requirements
• Structure loan files based on specified parameters (running DU/LP, sending closing cost worksheets, etc)
• Quote rates (when necessary)

Qualifications

• MUST HAVE A Minimum OF 3 years of mortgage experience as an LOA, 5+ preferred
• Spanish Speaking Preferred
• NMLS licensed by the state of CA, if Not Licensed must be Licensed within 90 days of the start date
• Highly motivated and detail-oriented with excellent customer service skills
• Has excellent organizational, time management, and follow-up skills
• Current or previous experience fulfilling the roles of LOA/Loan Partner, Processor, Loan Officer, and/or Underwriter
• Knowledge of DU and LP
• Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan
• Must have a current working knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation