Mortgage Loan Originator II

About the role

C&N is a community-focused bank committed to lifelong relationships with customers, communities, shareholders, and teammates. We value teamwork, excellence, respect, responsibility & accountability, integrity, and having fun. We seek a Mortgage Loan Originator II to join our Mortgage Lending team.

Responsibilities

• Mortgage Sales & Origination: Originate and underwrite residential mortgages while maintaining accuracy, compliance, and client satisfaction.
• Business Development: Develop and manage relationships with referral sources including realtors, attorneys, builders, and branch lenders to generate new business opportunities.
• Client Consultation: Interview clients, analyze financial needs, and provide clear, personalized mortgage solutions using C&N’s suite of lending tools.
• Cross-Selling: Identify opportunities to connect clients with additional financial solutions across deposit, insurance, investment, and trust services.
• Community Engagement: Actively participate in community events to promote C&N and strengthen brand awareness.
• Collaboration: Partner with internal teams to ensure timely, compliant loan closings and a seamless client experience.

Requirements

• Education & Experience: A Bachelor's Degree AND 4-6 years previous related experience in a customer service setting, preferably in a banking environment OR an equivalent combination of education and experience.
• Required Certifications: NMLS (within 1 year of employment).

Skills

• Proven sales experience with strong business development and relationship management skills.
• Excellent communication, active listening, and analytical abilities.
• Ability to manage multiple priorities in a fast-paced environment.
• Strong understanding of mortgage lending and market trends.
• Willingness to travel for client meetings and community involvement.

Key Competencies

• Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact.
• Instills Trust: Maintains integrity, follows through on commitments, and earns credibility through consistent actions.
• Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
• Business Insight: Understands business operations, market trends, and applies knowledge to drive results.
• Customer Focus: Delivers tailored solutions, exceeds expectations, and builds strong customer relationships.
• Drives Results: Achieves goals despite challenges and motivates others to deliver strong outcomes.

Why C&N?

• Achieve & Grow: Your success is our success. At C&N, you’ll grow alongside our customers as we work together to achieve meaningful goals.
• Learn & Develop: Collaboration is at the heart of what we do. You’ll learn from and with your teammates, fostering both personal and professional growth.
• Contribute & Be Rewarded: Your contributions make a difference, and we recognize your impact through competitive rewards and career advancement opportunities.
• Share & Celebrate: Together, we give back and celebrate the milestones that matter to our communities.

Benefits

• Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
• Retail Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
• Health & Wellness: Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage.
• Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
• Employer-paid life and disability insurance.
• Additional voluntary coverages to meet your unique needs.
• Career Development: Access to education and development programs and ongoing support for personal and professional growth.