Mortgage Loan Originator

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Proactively solicit mortgage referrals from internal sources (branches, member services, new business development, etc...)
• Act as subject matter expert on 1st mortgages for new and existing members
• Review/Follow Up on all 1st mortgage loan referrals
• Originate 1st mortgage loans via telephone sales presentations as well as face to face as needed
• Take complete loan applications
• Work with loan processors and underwriters, as well as Realtors and title attorneys to build teamwork through communication
• Meet all loan production, service, and quality goals through proactive and responsive self-sourcing as well as pipeline management activities
• Conduct and participate in mortgage related promotional events, activities, and seminars
• Maintain a strong working knowledge of current trends, compliance requirements, and other industry changes

EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS

• Most recent 2 years of production including experience with conventional saleable purchase money loans and purchase transactions from external referral sources preferred
• Must have and be eligible to maintain an active NMLS License Number
• Minimum experience of 5 years in residential lending preferred

ADDITIONAL/IMPORTANT SKILLSETS

• Documented current loan referral sources
• Strong knowledge of Fannie Mae/Freddie Mac and FHA, VA, and USDA Guidelines
• Demonstrated knowledge and practical experience in applying credit risk principles to lending recommendations
• Understanding of financial services related products and overall financial services operations
• Excellent verbal and written communication skills
• Ability to routinely work Saturdays
• Fluency in English required and Spanish preferred

PHYSICAL REQUIREMENTS

• To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily.
• All employees must be able to communicate face to face or through technology with or without reasonable accommodation.
• Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table.
• Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs.
• Clerical office duties on various forms of technology are required.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

BENEFITS

This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.