Mortgage Loan Originator
First State Bank and Trust (FSBT) · Bloomington, IL · 4 mo ago
On-siteFinance$36k/yrFull-time
Responsibilities
- Proactively generate new mortgage loan opportunities through outreach, follow-up, and targeted business development efforts.
- Build and maintain strong relationships with customers, referral partners, and community members to support long-term mortgage business growth.
- Take and process mortgage applications, evaluate borrower financial information, and assess repayment ability.
- Manage all supporting documentation and workflow, including required disclosures, title work, surveys, appraisals, and preparation or coordination of loan closings.
- Provide responsive communication by answering calls, scheduling appointments, and assisting customers with mortgage-related questions.
- Assist with collection efforts on past-due mortgage accounts as needed.
- Maintain thorough knowledge of bank products and services, providing cross-sell opportunities and referrals when appropriate.
- Deliver excellent customer service while ensuring compliance with lending regulations and internal credit standards.
Qualifications
- Associate degree in Accounting, Business, Finance, or a related field required; Bachelor's degree preferred.
- Minimum of 2 years of mortgage related lending experience.
- Strong customer service, communication (written and verbal), and relationship-building skills.
- Detail-oriented, accurate, and able to manage multiple tasks in a fast-paced environment.