Mortgage Loan Originator

About the role

Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1952, we’ve grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado.

Responsibilities

• Interviews and assists members.
• Inputs loan applications into on-line loan system.
• Maintains on-line queue of member originated loans.
• Reviews files for completeness and accuracy.
• Communicates with loan processor/closer regarding any outstanding items and/or additional documentation needed.
• Requests additional information.
• Communicates terms and conditions of an approved loan and reviews with member.
• Delivers Good Faith Estimate/ TIL disclosures within 72 hours of application date.
• Assists with processing and loan closing coordination with member.
• Cross-sells other credit union services.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
• Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).
• Reports to: Mortgage Sales Manager
• Manages: This role does not have supervisory responsibility

Requirements

• Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school.
• Minimum of two years' experience in Mortgage Loan Officer role in similar organization.

Qualifications

• Experience with FNMA Desktop Underwriter, FHLMC, FHA, and VA, PC Lender and Mortgage processing systems desired.

Skills

• Ability to communicate effectively with clients and colleagues.
• Strong organizational and time management skills.
• Proficiency with Microsoft Office Suite.

Benefits

• Highest commission-based pay structure (with no cap!)
• 6 weeks fully paid parental leave
• Paid board affiliations and memberships
• Personalized onboarding through our Mortgage Sales Concierge
• In-house underwriters and closers
• Dedicated marketing support from our business development team and a mortgage CRM (Jungo and Bombomb)
• Access to over 300 Colorado real estate events, seminars, and activities that we attend, sponsor, or host each year
• Relationship processing – a unique team approach to efficiently processing loans
• Ambitious growth opportunities with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year

Pay

The salary for this position is 100% commission.

Schedule

Full time / 40 hours per week

Location

Broomfield, CO - Elevations Basecamp

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About Elevations

Elevations Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.

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Know Your Rights

Applicants have rights under Federal Employment Laws. Know Your Rights Poster Employee Polygraph Protection Act (EPPA)