Mortgage Loan Originator

About the role

Elevations is a member-owned not-for-profit financial institution committed to providing unbiased consumer information and moving away from a product-centered business model. Founded in 1952, we serve Colorado's Front Range with 15 branches and manage over $3 billion in assets.

Responsibilities

• Interviews and assists members.
• Inputs loan applications into on-line loan system.
• Maintains on-line queue of member originated loans.
• Reviews files for completeness and accuracy.
• Communicates with loan processor/closer regarding outstanding items and additional documentation.
• Delivers Good Faith Estimate/TIL disclosures within 72 hours of application date.
• Assists with processing and loan closing coordination with member.
• Cross-sells other credit union services.
• Remains front line contact with customers and realtors to secure required documents.
• Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).

Requirements

• Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school.
• Minimum of two years' experience in Mortgage Loan Officer role in similar organization.
• Experience with FNMA Desktop Underwriter, FHLMC, FHA, and VA, PC Lender and Mortgage processing systems preferred.

Qualifications

• Passion for mortgage lending and market factors.
• Ability to communicate effectively with customers and realtors.
• Strong organizational and attention to detail skills.
• Proficiency with Microsoft Office Suite.

Benefits

• Highest commission-based pay structure with no cap.
• 6 weeks fully paid parental leave.
• Paid board affiliations and memberships.
• In-house underwriters and closers.
• Dedicated marketing support from business development team and CRM access.
• Affordable access to over 300 Colorado real estate events, seminars, and activities.
• Relationship processing team for efficient loan processing and closing.
• Tuition reimbursement up to $5,250/year.

Schedule

This role operates full time, 40 hours per week.

Pay

The salary for this position is 100% commission.

Skills

• Excellent communication skills.
• Ability to work independently and manage multiple tasks.
• Knowledge of mortgage lending processes and regulations.
• Proficiency with computer software and systems.

Benefits

• Health insurance options.
• Retirement savings plans.
• Flexible work arrangements.
• Professional development opportunities.

Benefits

• Comprehensive health insurance.
• 401(k) retirement plan with employer match.
• Flexible spending accounts.
• Life and disability insurance.
• Employee assistance program.

Location

Greeley, CO

Company Description

Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we're committed to moving away from a product-centered business model and focusing on creating consumer solutions.

EEO Statement

We are committed to equal employment opportunity and prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.

Equal Opportunity Employer

Elevations Credit Union is an Equal Opportunity Employer.