Mortgage Loan Officer - West Salem / Albany / Corvallis

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll create and expand relationships, serving as a trusted advisor to help members find the loans that best fit their financial future. Join a team dedicated to making members’ financial dreams a reality for over 80 years while growing your career in a supportive environment.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by building relationships within the community, particularly in the real estate sector, and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, verifications, and other documentation to determine financing objectives.
• Advise members on product/pricing policies and guidelines, and gather any additional required information.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to ensure exceptional member service.
• Demonstrate commitment to professional ethics by complying with all federal and state compliance policies and adhering to all requirements.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.

Skills

• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Detail-oriented with the ability to manage a heavy pipeline of 40+ loans.
• Self-directed, efficient, and able to meet deadlines.
• Highly organized with the ability to prioritize multiple competing tasks.
• Strong verbal and written communication skills.
• Demonstrated math and accounting skills.

Pay

Compensation for this role is primarily commission-based.