Mortgage Loan Officer (St. Paul or Minnetonka)

Description

Potential for Sign-On Bonus

Coulee Bank offers a flexible hybrid work model. This position is expected to work in office three (3) days per week with the potential to work remotely up to two (2) days per week.

The ideal candidate will be able to report to one of the following Coulee Bank locations:

• Miningota, MN: Minnetonka or St. Paul
• Wisconsin: La Crosse or Onalaska

Requirements

Build a Career in the Financial Industry with Pathways for Advancements.

We recognize that our success is based on the quality and dedication of our team members. That's why we will continually invest in your growth by providing ongoing training and professional development opportunities that deepen your skills and optimize your expertise in the financial industry.

Qualifications For Ideal Candidate

• High School diploma, or equivalent.
• 3+ years of prior mortgage lending experience, with loan volume in the past 12 months of greater than $8 million.
• Established relationships within the local community and in job-related organizations.
• Ability to provide a high level of customer service experience to both internal and external customers.
• Excellent verbal and written communication skills.
• Strong attention to details and accuracy of work.
• Strong technical skills, including knowledge of Microsoft Office products.
• Knowledge of office methods, procedures, and practices including the use of standard office equipment.

Skills

Assess and evaluate the credit worthiness of applicants to arrive at an independent recommendation on the origination and/or continuation of a credit relationship with the Bank.

Work closely with Loan Processing staff during the document preparation and check disbursal process.

Ensure confidentiality of bank and customer data throughout the life of the loans serviced.

Professionally develop and maintain external and internal referral sources to assist in ensuring a continuous pipeline of loans.

Maintain and expand Mortgage Department’s presence in the community by participating in community and business organizations and events.

Work with mortgage and marketing staff to develop and implement successful marketing strategies.

Maintain Coulee Bank product knowledge to allow for qualified referrals to retail and investment staff and establishment of full banking relationships with mortgage customers.

Attend regular training to maintain knowledge of industry trends, developments and changes in regulatory laws.

Aid in and respond to internal and external audits and reviews as requested.

Maintain broker and investor relationships in a manner that ensures minimum risk to Coulee Bank.

Collect past due loans assigned to portfolio in a timely manner.

Benefits

• Generous Compensation and Benefits Package
• 10 Paid Holidays a Year
• 19 PTO Days a Year
• 401K Match
• Profit Sharing
• $100 Coulee Clothing Attire
• Tuition Reimbursement
• Paid Volunteer Time

Pay

The salary for this position is: $45,177.60 annually ($21.72/hr) +PLUS Mortgage Loan Officer Incentive Plan.