Mortgage Loan Officer (St. Paul or Minnetonka)

Description

The Mortgage Loan Officer will provide a high level of customer service in the origination of consumer home mortgage loans. The position will build and maintain a strong network on internal and external referral sources and generate fee income according to budget. The Mortgage Loan Officer will work with the SVP, Director of Mortgage, Public Relations Manager, and other Mortgage Department team members to develop and utilize successful marketing strategies. The position is responsible for ensuring compliance to policy, regulations, and investor guidelines with every loan transaction.

Requirements

• Build a Career in the Financial Industry with Pathways for Advancements.
• Professionally develop and maintain external and internal referral sources by actively working with commercial, retail, and investment areas to ensure a continuous pipeline of loans.
• Assess and evaluate the credit worthiness of applicants to arrive at an independent recommendation on the origination and/or continuation of a credit relationship with the Bank.
• Participate in various community and business organizations and events to ensure Coulee Bank’s Mortgage Department is known in the community.
• Maintain customer records in a manner that allows for routine contact.
• Work closely with Loan Processing staff during the document preparation and check disbursal process.
• Maintain confidentiality of bank and customer data throughout the life of the loans serviced.
• Attend regular training to maintain knowledge of industry trends, developments and changes in regulatory laws.
• Aid in and respond to internal and external audits and reviews as requested.
• Maintain broker and investor relationships in a manner that ensures minimum risk to Coulee Bank.
• Collect past due loans assigned to portfolio in a timely manner.

Qualifications

• High School diploma, or equivalent.
• 3+ years of prior mortgage lending experience, with loan volume in the past 12 months of greater than $8 million.
• Established relationships within the local community and in job-related organizations.
• Ability to provide a high level of customer service experience to both internal and external customers.
• Excellent verbal and written communication skills.
• Strong attention to details and accuracy of work.
• Strong technical skills, including knowledge of Microsoft Office products.
• Knowledge of office methods, procedures, and practices including the use of standard office equipment.

Pay

The salary for this position is: $45,177.60 annually ($21.72/hr) + PLUS Mortgage Loan Officer Incentive Plan. Candidates must meet and comply with the requirements of the SAFE Act, including the successful completion of background check and registration with the Nationwide Mortgage Licensing System (NMLS).