Mortgage Loan Officer - Outside Sales SW Washington

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll act as a proactive partner, building and expanding relationships to help members secure loans that best fit their financial future. With over 80 years of dedication to our community, OnPoint values your expertise and offers opportunities for career growth in a supportive environment.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by building relationships within the real estate community and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, and other verifications to determine financing objectives.
• Advise members on product/pricing policies and guidelines, and gather any additional required information.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to ensure exceptional member service.
• Demonstrate professional ethics by complying with all federal and state compliance policies and adhering to all requirements.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Ability to manage a heavy pipeline of 40+ loans.
• Highly organized with the ability to prioritize multiple competing tasks.
• Strong verbal and written communication skills, along with demonstrated math and accounting skills.
• Self-directed, detail-oriented, and efficient with the ability to meet deadlines.

Pay

This is a 100% commission-based role with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume.

Benefits

• Comprehensive medical, dental, and vision coverage.
• Employer-matched 401(k) up to 5%.
• 11 company-paid holidays.
• Tuition reimbursement.