Mortgage Loan Officer - Outside Sales

OnPoint Community Credit Union has been dedicated to making members’ financial dreams a reality for over 80 years. We value your expertise as a Mortgage Loan Officer and invite you to explore and grow your career in a collaborative, mission-driven environment.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by developing relationships within the community, specifically within the real estate sector; make sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, verifications, and determine member financing objectives.
• Advise members on product/pricing policies and guidelines, and gather any additional required information.
• Ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Demonstrate a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.
• Manage a heavy pipeline of 40+ loans while meeting deadlines and prioritizing multiple competing tasks.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Ability to successfully register with the National Mortgage Licensing System (NMLS).

Skills

• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Detail-oriented with strong organizational and prioritization skills.
• Self-directed, efficient, and able to meet deadlines.
• Excellent verbal and written communication skills.
• Demonstrated math and accounting skills.

Pay

Compensation for this role is primarily commission-based.