Mortgage Loan Officer - NY, NJ, PA

About the role

We’re looking for a motivated Loan Officer who thrives on building relationships and delivering smart mortgage solutions. In this remote, self-sourcing role, you’ll originate residential mortgage loans, guide members through the financing process, and grow your pipeline through strong networking and member engagement. This position is remote and available in the NY, NJ, and PA regions.

Responsibilities

• Originate residential first and second mortgage loans by building relationships with members and prospective borrowers.
• Serve as a trusted advisor, recommending mortgage solutions that align with members’ financial goals.
• Build and maintain a pipeline through networking, outreach, and relationship development.
• Guide borrowers through the mortgage process from application to closing, ensuring a smooth experience.
• Partner with processors and internal teams to keep loans moving and close on time.
• Maintain strong communication with members while identifying opportunities to cross-sell additional products and services.

Requirements

• 2-4 years of residential mortgage origination experience.
• Knowledge of mortgage lending regulations including RESPA, Reg Z, and ECOA, and secondary market guidelines (FNMA/FHLMC).
• Ability to review and analyze borrower documentation such as credit reports, tax returns, and appraisals.
• Strong relationship-building, sales, and communication skills.
• Organized and self-motivated with the ability to manage a pipeline in a remote environment.

Desired Skills and Experience

• Mortgage loan officer
• Residential loan officer
• Mortgage loan originations
• Remote
• Self-source

Pay

Loan Officers are paid in accordance with UNFCU's Mortgage Loan Officer Commission/Compensation Plan.