Mortgage Loan Officer (New York, NY)

About the role

Tomo is a digital mortgage company dedicated to simplifying the home financing process. We leverage AI to offer a faster, less frustrating, and more affordable experience for homebuyers. Founded by top-tier venture investors, Tomo aims to revolutionize the industry and is committed to providing transparent and fair lending practices.

Responsibilities

• Advise Tomo’s prospective homebuyers and guide them through the home financing process.
• Work hand in hand with other internal sales/operations teams to ensure smooth and frictionless manufacturing of loans.
• Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the industry.
• Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
• Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
• Quote rates and guidelines with accuracy and fairness.
• Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.

Requirements

• Residential mortgage lending (2+ years and active licenses).
• World class at taking buyers from “hello” to “keys in hand.”
• Fearless in the pursuit of excellence and perfecting your craft.
• Communication expert - both externally with clients/agents as well as internally with Tomo team members.
• Building relationships quickly with all parties.
• Balancing a “hunter” and “gatherer” mindset.
• Industry knowledge of loan products and pricing strategies.
• Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
• Multitasking and staying organized while balancing high quantities of transactions.
• Perceiving problems and anticipating needs of customers, real estate agents or partners.
• The drive to build something new.
• Detail-oriented with a strong focus on quality.

Qualifications

• NMLS MLO License.

Skills

• Experience in a tech startup environment (preferred).

Benefits

• Career growth: Multiple paths within Tomo, including elite sales and leadership opportunities.
• Skill development: Proven industry leading training and development program designed to upskill our sales talent.
• Competitive compensation: On-target earnings of ~$100,000. There is uncapped commission potential where many fall between $150,000-$250,000 annually present day.
• Equity ownership: All teammates receive stock options.
• Relocation Assistance Available.

Pay

$100K - $250K

Schedule

Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)