Mortgage Loan Officer- Lansdale

Essential Functions

• Develop sales leads independently and by cooperation with the Financial Center Managers or Business Development Officers to attain new Residential Lending business relationships and product sales
• Manage a book of business for residential lending customers including but not limited to: a pipeline of loans, answering customer inquiries, and developing relationships with Realtors and other COIs
• Absorb and enter complete information from borrowers to assist in completing loan applications.
• Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing.
• Deliver “best in class” customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types.
• Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services.
• Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications.
• Maintain and meet published individual and department goals for sales activity, productivity, and processing times.
• Identify borrower cross-selling opportunities, delivering “warm transfers” to internal partners to support bank cross-sell goals.

Compliance

• Comply with all applicable regulations and Bank policies regarding employment and employment law.
• Participate in annual compliance and other job-related training.
• Comply with applicable bank regulations, Bank policies and procedures.
• Comply with Bank’s internal privacy and ethics standards.

Relationships and Contacts

• Internal: Reports to Residential Lending Sales Manager, frequent interaction with Operations staff, department leaders, and back office personnel.
• External: Frequent interaction with borrowers, depositors, referral sources, realtors, and vendors.

Education And Experience

• A high school diploma or GED is required; a college degree is preferred.
• Minimum of two years’ previous experience in a sales-oriented environment, with a proven track record of success, is required; a network of established referral sources is preferred.

Skills And Competencies

• Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS).
• Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business.
• Excellent written and oral communication skills.
• Ability to manage time extraordinarily well.
• Excellent presentation and public speaking skills.
• Familiarity with Microsoft Office.

Penn community Bank is an equal opportunity employer.