Mortgage Loan Officer - Lake Oswego

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll create and expand relationships, serving as a trusted advisor to help members find the loans that best fit their financial future. With over 80 years of dedication to our members’ financial dreams, OnPoint is committed to strengthening our community while offering a supportive and growth-oriented workplace.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by building relationships within the community, particularly in the real estate sector, and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, verifications, and other documentation to determine financing objectives.
• Advise members on product/pricing policies and guidelines, and gather any additional required information.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to ensure exceptional member service.
• Demonstrate a commitment to professional ethics by complying with all federal and state compliance policies and adhering to all requirements.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Ability to manage a heavy pipeline of 40+ loans.
• Highly organized with the ability to prioritize multiple competing tasks.
• Strong verbal and written communication skills.
• Demonstrated math and accounting skills.
• Detail-oriented, self-directed, and efficient in meeting deadlines.

Pay

Compensation for this role is primarily commission-based.