Mortgage Loan Officer - Contact Center

The Opportunity

Step into a role where your expertise helps members achieve one of life’s biggest milestones—homeownership. As a dedicated Loan Officer, you’ll deliver a highly personalized experience by guiding members through tailored mortgage solutions that support their financial security. You’ll build strong relationships, connect with members across multiple channels, and influence outcomes through thoughtful recommendations and a deep understanding of their needs.

This is a high-impact, performance-driven role within a fast-paced, high-volume environment that calls for a driven, high-capacity professional who thrives on delivering results. In return for your focus and performance, you’ll have the opportunity to significantly increase your total earnings.

What you'll do:

• Under limited supervision, follows established written risk, compliance and regulatory requirements to process VA and Conventional mortgage loans, both purchase and refinance within a service level objective requirement.
• Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
• Manages a pipeline of member calls for mortgage products; conducts daily phone calls and manages voicemail/email correspondence
• PARTNERS CLOSERLY WITH PROCESSORS, UNDERWRITERS AND CLOSERS TO DELIVER ON THE MORTGAGE PRODUCTS WITHIN A SPECIFIED PERIOD OF TIME. RESPONDS TO MEMBER AND THIRD-PARTY PHONE CALLS TO KEEP APPROPRIATE PARTIES INFORMED OF LOAN STATUS.
• STAYS UPDATED ON COMPLIANCE AND REGULATORY REQUIREMENTS AND IDENTIFIES AND MANAGES EXISTING AND EMERGING RISKS THAT STEM FROM BUSINESS ACTIVITIES; ENSURES RISKS ASSOCIATED WITH BUSINESS ACTIVITIES ARE EFFECTIVELY MEASURED, MONITORED, AND CONTROLLED.
• DEVELOPS AND MAINTAINS SUCCESSFUL PARTNERSHIPS WITH REAL ESTATE AGENTS.
• ENSURES RISKS ASSOCIATED WITH BUSINESS ACTIVITIES ARE EFFECTIVELY IDENTIFIED, MEASURED, MONITORED, AND CONTROLLED IN ACCORDANCE WITH RISK AND COMPLIANCE POLICIES AND PROCEDURES.

What you have:

• A High School Diploma or General Equivalency Diploma required.
• 1–2 years of experience as a Loan Officer or in a comparable sales role.
• Acquisition and maintenance of applicable licenses/state registrations as required.

What sets you apart:

• Experience driving mortgage sales in a fast-paced, high-volume contact center.
• 2+ years of sales and/or high-volume contact center experience.
• Active or prior NMLS license/registration.
• US military experience through military service or a military spouse/domestic partner.
• Proven success in a high-volume, metrics-driven call center environment (e.g., conversion, call quality, adherence, sales goals).
• Experience managing inbound and outbound loan inquiries in a call center, including application intake, pre-qualification, and funding support.
• Background in a bank, credit union, or lending contact center, with working knowledge of mortgage products and regulatory requirements.
• Strong consultative sales skills in a call center setting, with the ability to educate customers while balancing customer experience and production goals.
• Proficiency with LOS, CRM systems, and call center technologies.

Compensation

The base salary for this role is $45,000.00 annual with a tiered incentive program.

Benefits

At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.