Mortgage Loan Officer

About the role

This is a full time role that will report into the Mortgage Sales Manager. This is a remote position that will be expected to be based in the Greater DFW area and available to attend agent networking events such as Orchard happy hours and agent training once a month.

Responsibilities

• Consult with clients about current needs and financing solutions to help them achieve their financial goals including Orchard Mortgage’s unique offerings such as our Equity Advance loan
• Build great relationships with Orchard’s real estate agents and collaborate with them to create a great home buying experience for our customers
• Be “go to person” for all home financing related needs that our customers or agents have including being the expert on our Equity Advance loan and Move First offering
• Close a high percentage of captive leads and manage pipeline of at least 10-15 loans per month, primarily purchases with some refinances
• Work collaboratively with other teams across the Orchard ecosystem in Real Estate and Title Operations to provide the best customer outcomes
• Support weekend coverage once per month to ensure customers have the support they need even on weekends

Requirements

• At least 3+ years experience with lending experience and an active NMLS license or registered (Texas required)
• Strong consultative sales skills to get our customers the best financial outcome and help them understand the programs available to them
• A passion for customer service and relationship building with keeping both our customers and agents in the loop on what is going on, even if that is after hours or on a weekend.
• Deep knowledge of guidelines pertaining to Fannie Mae, Freddie Mac, FHA, VA with the ability to provide high quality pre-approvals/pre-qualifications (bonus if you also are familiar with common non-QM programs and reno/construction loans)
• Technology savvy with the ability to learn and work with new systems especially as the mortgage world progresses. Preference for experience with Blend and Byte (or similar systems).

Qualifications

We are looking for individuals who are passionate about helping others achieve their financial goals and are excited about the opportunity to work in a fast-paced, innovative environment. We value creativity, collaboration, and a commitment to excellence.

Skills

• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Strong problem-solving and analytical skills
• Proficiency in Microsoft Office Suite

Benefits

At Orchard, we believe in providing our employees with a comprehensive benefits package that includes:

• Health insurance
• Dental insurance
• Vision insurance
• Paid time off
• Flexible spending accounts
• Retirement savings plan

Pay

The average full-time fully ramped Loan Officer earns $125-175k per year depending on performance. The structure is a draw against commission with a 3 month ramp period for new hires. The role also comes with benefits and equity in the company.

Schedule

This is a remote position that will be expected to be based in the Greater DFW area and available to attend agent networking events such as Orchard happy hours and agent training once a month.

Equal Opportunity Employer

Orchard is proud to be an equal opportunity employer. We provide employment opportunities without regard to age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected status in accordance with applicable law.