Jobs · Finance · Iowa

Mortgage Loan Officer

HomeServices of America · Urbandale, IA · 2 wk ago
On-siteFinanceFull-time

Key Responsibilities

  • Promote HomeServices Lending and its full suite of mortgage solutions in the local market.
  • Build and maintain visibility through relationships with real estate agents, builders, and other referral partners.
  • Advise clients on available loan programs, rates, and the mortgage process.
  • Analyze financial and credit data to match clients with appropriate loan products.
  • Originate residential mortgage loans in compliance with company policies and applicable regulations.
  • Manage client applications, lock interest rates, and ensure accurate and timely loan processing.
  • Maintain proactive communication with clients, agents, and internal teams to ensure a smooth closing process.
  • Achieve personal production and service goals while supporting company market share and profitability.
  • Comply with all applicable laws, regulations, and company policies.

Minimum Requirements

  • Bachelor’s degree in Finance, Accounting, or related field, or equivalent work experience.
  • 2+ years of experience in mortgage sales, processing, or underwriting.
  • Proven sales and customer relationship management experience.
  • Strong communication skills, including phone and social media engagement.
  • Active Mortgage Loan Originator license through NMLS, meeting all state and federal licensing requirements.
  • Ability to travel locally for business development and client meetings (reliable transportation required).
  • Knowledge of conventional and government loan guidelines or the ability to learn quickly.
  • Ability to analyze client needs and recommend appropriate mortgage solutions.
  • Strong organizational skills with attention to detail.
  • Self-motivated with the ability to work independently to achieve production goals.

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