Mortgage Loan Officer
HomeServices of America · Urbandale, IA · 2 wk ago
On-siteFinanceFull-time
Key Responsibilities
- Promote HomeServices Lending and its full suite of mortgage solutions in the local market.
- Build and maintain visibility through relationships with real estate agents, builders, and other referral partners.
- Advise clients on available loan programs, rates, and the mortgage process.
- Analyze financial and credit data to match clients with appropriate loan products.
- Originate residential mortgage loans in compliance with company policies and applicable regulations.
- Manage client applications, lock interest rates, and ensure accurate and timely loan processing.
- Maintain proactive communication with clients, agents, and internal teams to ensure a smooth closing process.
- Achieve personal production and service goals while supporting company market share and profitability.
- Comply with all applicable laws, regulations, and company policies.
Minimum Requirements
- Bachelor’s degree in Finance, Accounting, or related field, or equivalent work experience.
- 2+ years of experience in mortgage sales, processing, or underwriting.
- Proven sales and customer relationship management experience.
- Strong communication skills, including phone and social media engagement.
- Active Mortgage Loan Originator license through NMLS, meeting all state and federal licensing requirements.
- Ability to travel locally for business development and client meetings (reliable transportation required).
- Knowledge of conventional and government loan guidelines or the ability to learn quickly.
- Ability to analyze client needs and recommend appropriate mortgage solutions.
- Strong organizational skills with attention to detail.
- Self-motivated with the ability to work independently to achieve production goals.