Mortgage Loan Officer

Sales

• Originate mortgage and related loan applications in an assigned area
• Develop long term referral relationships with realtors, builders, bankers, and other sources
• Frequently solicit business and conduct sales-related activities outside of Bank locations
• Meet specific loan volume origination goals
• Identify and pursue cross-sell opportunities

Documentation Review

• Receive loan applications
• Review application information
• Obtain specific supporting documents needed/required based on loan investor guidelines
• Submit properly completed loan application packages to processing and underwriting for approval

Other Responsibilities

• Complete mandatory training on related Bank and BSA compliance as well as other laws and regulations as assigned
• Perform other duties as assigned

Education, Experience and Skills Required

• 2+ years of external/outside retail mortgage loan origination experience with an emphasis on self-sourced business
• Ability to establish referral partner relationships in the market (e.g., realtors, nonprofit organizations, builders, attorneys, financial advisors, or CPAs)
• Thorough knowledge of mortgage related products, procedures, and the government rules and regulations pertaining to them
• Good verbal and written communication skills with the ability to explain programs, loan terms, features, policies and benefits to customers and business partners

Physical Demands

• Minimum mobility to work in an office setting
• Sit for prolonged periods of time
• Operate office equipment including use of a computer keyboard
• Reach with hands and arms
• Occasionally walk, stand, lift and move records and documents weighing 30 pounds or less

Communication Demands

• Attention to detail
• Strong organizational, communication, interpersonal, self-motivated, and analytical skills
• Able to interact with all levels of management and staff

Work Environment

• Standard office environment
• Noise level in work environment is usually average
• Hear in the normal audio range with or without correction
• Specific vision abilities required by this job include close vision and the ability to adjust focus
• Some travel may be required

Compensation

• The pay range for this position is $36,000 annual incentive draw which is an advance on earned incentives (recovered from commission earned) plus uncapped commission with full benefits