Mortgage Loan Closer

Job Summary

Closes and funds first mortgage loans. Works with closing agents, attorneys, and members to facilitate loan closing and funding. Assembles all final documentation while ensuring closings meet TRID, investor, and policy requirements. Balances general ledger accounts related to mortgage transaction production reports.

Essential Functions, Duties, And Responsibilities

• Closes and funds all first mortgage loans.
• Collaborates with closing agents to coordinate all aspects of the closing process and ensure that all terms of the sale are met.
• Prepares closing packages accurately and meets compliance requirements for individual loan types in accordance with the credit union and investor guidelines and secondary marketing requirements.
• Assembles, balances, and prepares final documentation while working with settlement agents.
• Balances related GLs, maintains closed files, and produces.
• Sends wire requests for mortgage funding.
• Manages pipeline and lock expirations.

Qualifications

• Two years of real estate loan closing experience or equivalent working experience and training are required.
• Knowledge of TRID, CFBP, Regulation Z, and RESPA guidelines preferred.

Targeted Pay Range

$19.90 - $24.62 based on qualifications and experience

Our Keys To Success

• Service Champion: Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities.
• Langley Ambassador: Demonstrates a passion for Langley’s vision, encouraging diversity, equity, and inclusion while considering Langley’s values when making decisions and taking accountability for delivering results.
• Agile in Action: Adapts to changes in the business, demonstrating innovation to improve Langley and advance the business into the future.
• Team Driven: Collaborates across Langley, communicating with transparency and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities.
• Continuous Learner: Maintains an understanding of Langley’s business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization.

Physical Requirements

• The physical demands described here must be met by an employee to successfully perform this position's essential functions, duties, and responsibilities.
• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
• The work environment characteristics described here represent those an employee encounters while performing the essential functions of this job.
• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Working Conditions

• The work environment characteristics described here represent those an employee encounters while performing the essential functions of this job.
• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.