Mortgage Loan Closer

About the role

Join our client’s team as a Mortgage Loan Closer and take ownership of the final and most critical stage of the loan process—ensuring every closing is executed flawlessly and on time.

What You’ll Do

• Serve as the primary point of contact between clients and settlement agents throughout the closing process
• Review, validate, and input loan data into mortgage origination systems to generate closing documents
• Prepare and review final closing packages and Closing Disclosures (CDs) for accuracy and compliance
• Verify disbursement of funds, completion of signatures, and integrity of the final loan package
• Release and track closing documents to settlement agents
• Collaborate with title companies to review, balance, correct, and approve CDs across a wide range of loan types
• Audit closing conditions and documentation; clear conditions once satisfied
• Ensure pre-closing documents (contracts, hazard insurance, etc.) meet all required guidelines
• Provide closing-related support to branches and assist with other closers’ pipelines as needed
• Conduct all work professionally and ethically to serve customers and uphold the company’s reputation
• Willingness to work overtime and occasional weekends as needed
• Perform other duties or special projects as assigned

Key Responsibilities

• Review, validate, and input loan data into mortgage origination systems to generate closing documents
• Prepare and review final closing packages and Closing Disclosures (CDs) for accuracy and compliance
• Verify disbursement of funds, completion of signatures, and integrity of the final loan package
• Release and track closing documents to settlement agents
• Collaborate with title companies to review, balance, correct, and approve CDs across a wide range of loan types
• Audit closing conditions and documentation; clear conditions once satisfied
• Ensure pre-closing documents (contracts, hazard insurance, etc.) meet all required guidelines
• Provide closing-related support to branches and assist with other closers’ pipelines as needed
• Conduct all work professionally and ethically to serve customers and uphold the company’s reputation
• Willingness to work overtime and occasional weekends as needed
• Perform other duties or special projects as assigned

What You Bring

• Minimum 3 years of mortgage closing experience in a retail mortgage environment
• Wholesale mortgage closing experience is required or, at minimum, considered a major advantage
• Associate degree or equivalent work experience in mortgage closing
• Proficiency in Encompass, Microsoft Office Suite (Word, Excel, Outlook), and familiarity with Fannie Mae Uniform Closing Dataset and Freddie Mac Loan Closing Advisor
• Strong working knowledge of Fannie Mae, Freddie Mac, and government lending guidelines
• Excellent written, verbal, and organizational skills
• Ability to multitask and prioritize effectively in a fast-paced, deadline-driven environment
• High level of accuracy, attention to detail, and commitment to customer service
• Professional demeanor and effective communication skills with internal teams and external partners

Our Client Offers

• A competitive benefits package including paid time off, medical, dental, and vision insurance, a 401(k) plan, and more