Mortgage Lending Closer

About the role

The Mortgage Lending Closer role at Publix Employees Federal Credit Union (PEFCU) is dedicated to preparing, reviewing, and finalizing closing documents for mortgage loans. This position works closely with various departments and external parties to ensure a smooth closing process.

Responsibilities

• Captures and reviews closing documents for accuracy and compliance with regulatory requirements.
• Calculates final closing costs and ensures timely disbursement of funds.
• Maintains knowledge of federal regulations such as TRID, RESPA, HMDA, ECOA, FCRA, FDPA, TILA, SAFE Act, and Reg Z.
• Demonstrates financial responsibility and ethical business practices.
• Coordinates with attorneys, title companies, members, and internal departments to ensure timely completion of the mortgage process.
• Ensures all closing documents meet state and federal regulations.
• Verifies and reviews title insurance policies.
• Prepares final loan documents for borrower signatures.
• Ensures all post-closing documents are filed and stored correctly.
• Communicates effectively with all parties to provide updates and respond to inquiries.
• Manages strict deadlines and handles multiple loan closings simultaneously.
• Works in a high-pressure and fast-paced environment.
• Manages strong analytical skills and attention to detail.
• Organizes and multitasks effectively.

Requirements

• 1-2 years' experience within the mortgage/banking industry.
• NMLS license or ability to obtain an NMLS license within 30 days of hire.
• High School Diploma or equivalency.
• Proficiency with mortgage loan origination systems.
• Proficiency in Office 365.
• Excellent oral and written communication skills.
• Strong organizational and multitasking abilities.

Qualifications

• High School Diploma or equivalent.

Skills

• Federal regulations compliance (TRID, RESPA, HMDA, ECOA, FCRA, FDPA, TILA, SAFE Act, Reg Z).
• Financial responsibility and ethical business practices.
• Effective communication skills.
• Time management and multitasking abilities.

Benefits

• Medical, Dental, and Vision insurance plans with one option at NO cost for employee only coverage!
• HUGE contributions toward dependent premiums!
• Generous Paid Time Off program (approximately 3 weeks a year)
• 11 paid holidays per year
• 401(k) retirement plan and profit sharing
• Pay for performance incentive programs
• Time off for giving back to your community
• Tuition reimbursement
• And much, much more!

Pay

Competitive pay with Pay for performance incentive program.

Schedule

Not specified.