Mortgage Lender-Texas

Essential Functions

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
• Ensures compliance with regulatory guidelines in the performance of loan originator duties.
• Interviews potential applicants to develop information concerning their needs, desires and other information.
• Obtains and reviews pertinent financial and credit data.
• Assists customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
• Ensures any re-disclosures are made timely.
• May order appraisals through system, arrange for title search and obtain necessary documents.
• Communicates with the customer throughout the process and works with processors through closing.
• Origins residential home loans.

Qualifications

• Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience.
• A combination of education and experience may meet requirements.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Good problem solving skills.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills.
• Ability to work effectively in high pressure environment.
• Ability to work with various types of computer software, including mortgage specific software.

Pay

This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.

Benefits

• Medical, Dental and Vision Insurance - Start Day One!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products