Mortgage Insurance Underwriter II

About the role

Anza Mortgage Insurance Corporation is seeking a detail-oriented Mortgage Insurance Underwriter to join our team. In this role, you will be responsible for assessing the creditworthiness of borrowers and the associated risks of mortgage insurance applications to ensure they meet our company's guidelines and standards. The ideal candidate will be skilled in leveraging technology to deliver quality service and uphold our commitment to risk management. This position will be hybrid, working in our Wilmington, NC location three days a week. As a de novo Mortgage Insurance Company, the person in this role must be comfortable in an agile work environment often wearing multiple hats.

Qualifications

• Proficiency with automated underwriting systems (e.g., Fannie Mae DU, Freddie Mac LPA) and loan origination software.
• Experience with testing new technologies is a plus.
• Demonstrated experience in working with loan origination platforms; Encompass, Empower, Vesta, Blue Sage, Calyx.
• Strong analytical, problem-solving, and decision-making skills.
• Thorough understanding of insurance risk underwriting principles.
• Exceptional attention to detail and organizational skills.
• Ability to establish and maintain strong customer relationships.
• Excellent written and verbal communication skills.
• Ability to work independently
• Strong knowledge of industry regulations and compliance standards.

Experience

• 2-4 years of experience in mortgage underwriting, with a proven track record of successful risk assessment.
• Experience as a mortgage processor with a proven track record in managing and clearing conditions.

Education

• Bachelor's degree in Business, Finance, or a related field, or equivalent work experience.

What we offer

• Competitive Compensation – Including salary and performance bonuses.
• Comprehensive Benefits – Health, dental, vision, and mental wellness support.
• Retail Savings – 401(k) with company matching.
• Career advancement opportunities with business growth.
• Inclusive Culture – A diverse, collaborative, and supportive workplace where every voice is valued.
• Perks & Extras – Generous PTO, team events, wellness programs, and more.