Mortgage Foreclosure Specialist

About Us

Village Capital & Investment LLC is a well-established, nationwide mortgage lender specializing in FHA, VA, and USDA loans. Headquartered in Henderson, NV, we are committed to delivering a quick, efficient, and high-quality mortgage loan process for our customers and business partners. As both a lender and servicer, we work closely with loan originators, brokers, and correspondents to provide competitive rates and strong loan terms.

Responsibilities

• Monitor and manage a portfolio of defaulted mortgage loans from the initial referral through the foreclosure sale or alternative resolution.
• Act as the primary liaison with retained foreclosure attorneys. Review and execute legal documents, affidavits, and pleadings in a timely and accurate manner.
• Ensure all foreclosure actions comply with state, federal, and local regulations, as well as investor guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA).
• Track foreclosure milestones and ensure all internal and external deadlines are met to mitigate financial risk and avoid investor penalties.
• Order and review title reports, identify title defects, and work with counsel to resolve issues prior to foreclosure sales.
• Maintain accurate system records, document all actions taken on an account, and prepare regular status reports for management and investors.
• Coordinate with the loss mitigation team to place foreclosure holds when a borrower is being evaluated for alternative workout options (e.g., modifications, short sales, deeds-in-lieu).

Qualifications

• Strong problem-solving skills and attention to detail.
• Excellent verbal and written communication skills.
• Ability to work both independently and collaboratively.
• Proficiency with mortgage servicing software and Microsoft Office Suite.
• In-depth knowledge of federal and state mortgage regulations (RESPA, TILA, TRID, ECOA, HMDA, FDCPA, CFPB).

Preferred Qualifications

• Minimum of 1 year of experience in mortgage servicing, default management, or a related legal field.
• Strong understanding of the foreclosure process, bankruptcy procedures, and investor/insurer guidelines (FNMA, FHLMC, HUD, VA).
• Proficiency in mortgage servicing software (e.g., MSP, Black Knight, LPS) and standard office applications (Microsoft Excel, Word).
• Exceptional accuracy in reviewing legal and financial documents.
• Strong written and verbal communication skills, with the ability to maintain professionalism during difficult conversations.
• Ability to prioritize a high-volume pipeline and meet strict legal and investor deadlines.

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Role Overview

As a Mortgage Foreclosure Specialist, you will be responsible for managing the daily progression of loans through the foreclosure process. You will serve as the primary point of contact between our internal teams, outside legal counsel, investors, and borrowers. The ideal candidate will have a deep understanding of default servicing, foreclosure timelines, and state-specific regulatory requirements.