Mortgage Final Document Specialist

About the role

This role involves performing a formal review and inspection of all final loan documentation to ensure accuracy and completeness within the designated time period. Duties also include contacting the appropriate parties for timely delivery of final loan documentation, performing data entry, reviewing final documentation for compliance with investor/guarantor requirements, facilitating the correction of exceptions, communicating with title agents, recording offices, lenders, and borrowers until exceptions are cleared, and preparing documents for execution to ensure they meet required standards.

Responsibilities

• Performs a formal review and inspection of all final loan documentation to ensure accuracy and completeness within the designated time period.
• Contact the appropriate party for timely delivery of all final loan documentation.
• Performs data entry of appropriate data elements from the documents into current tracking system and completes necessary forms and reports to track final documentation process.
• Reviews final documentation for compliance with investor/guarantor requirements.
• Facilitates the correction of any exception identified during the review process.
• Communicates with title agents, recording offices, lenders, and borrowers until the exception have been cleared.
• Performs a quality control review to verify that all documents on the shipping transmittal are included in the current shipment and ensures final documentation is forwarded to the appropriate final destination.
• Prepare documents for execution, ensuring they meet the required standards.

Requirements

High school diploma or equivalent. Three or more years of mortgage experience. Strong customer service and communication skills. Proficient computer navigation skills using a variety of software packages. Strong organizational skills. Knowledge of mortgage or title processes. Experience managing a pipeline with the ability to manage multiple deadlines. Excellent time management skills with strong organizational skills with the ability to be flexible with change.

Qualifications

Must be able to work from a U.S. Bank location three (3) or more days per week. Must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Skills

Strong customer service and communication skills. Proficient computer navigation skills using a variety of software packages. Strong organizational skills. Knowledge of mortgage or title processes. Experience managing a pipeline with the ability to manage multiple deadlines. Excellent time management skills with strong organizational skills with the ability to be flexible with change.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Pay

$21.94 - 26.82 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.