Miscellaneous Professional Liability - Underwriter- US Locations

About the role

Victor Insurance is seeking a Senior Underwriter to help launch and grow a new Miscellaneous Professional Liability (MPL) program. This role will be responsible for underwriting and managing a diversified book of professional liability business, helping shape underwriting strategy, and supporting profitable portfolio growth.

Responsibilities

• Underwrite new and renewal Miscellaneous Professional Liability risks in accordance with program guidelines, authority, and profitability targets.
• Evaluate submissions, including applications, financials, loss runs, contracts, and other underwriting data, to determine acceptability of risk.
• Select, price, structure, quote, bind, and manage MPL accounts with a focus on disciplined underwriting and sustainable growth.
• Partner with leadership to help develop and refine underwriting appetite, guidelines, coverage positions, pricing strategy, and workflow for the new program.
• Build and maintain strong relationships with wholesale and retail broker partners to drive submission flow and market presence.
• Negotiate terms, conditions, and pricing with brokers while balancing production goals and underwriting discipline.
• Monitor portfolio performance, rate adequacy, loss trends, and industry developments to identify opportunities and emerging issues.
• Collaborate with actuarial, claims, legal, operations, product, and compliance partners to support program development and execution.
• Provide underwriting mentorship and technical guidance to junior team members as the program grows.
• Affirmative action statement: This position is open to all qualified applicants regardless of race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected status.

Requirements

• Bachelor’s degree or equivalent experience.
• Demonstrated ability to underwrite complex professional liability risks and make independent decisions within authority.
• Strong knowledge of MPL coverage forms, policy structure, rating considerations, and claims drivers.
• Experience building or scaling books of business, products, or programs is strongly preferred.
• Established broker relationships and proven ability to develop business in a competitive market.
• Strong analytical, negotiation, and portfolio management skills.
• Excellent communication and interpersonal skills, with the ability to influence internal and external stakeholders.
• Comfortable working in a fast-paced, entrepreneurial environment with evolving priorities.
• Proficiency with underwriting systems, Microsoft Office, and data-driven decision-making tools.
• Experience underwriting a broad range of miscellaneous professional classes, such as consultants, staffing firms, marketing/media firms, and other service-oriented businesses.
• Familiarity with program business, delegated authority environments, or MGA/MGU platforms.
• Experience contributing to product design, filing support, or underwriting guideline development.

Qualifications

• 7 to 15+ years of underwriting experience in professional liability, with meaningful experience in Miscellaneous Professional Liability or adjacent E&O lines.
• Technically strong and disciplined underwriter.
• Commercially minded and relationship-driven.
• Comfortable operating with autonomy and accountability.
• Excited by the opportunity to help build a new program from the ground up.
• Focused on profitable growth, not just top-line production.

Benefits

• Competitive total rewards package including health and welfare benefits, tuition assistance, 401K savings and other retirement programs, and employee assistance programs.
• Hybrid work environment with the flexibility of working remotely and collaborating with colleagues in the office.

Pay

The applicable base salary range for this role is $88,200 to $187,900. The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis.

Schedule

Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.