Military SkillBridge Internship - Commercial Banking Credit Analyst

About the role

This role offers a unique opportunity to leverage your leadership, problem-solving, and analytical skills gained through military service in the fast-paced world of Commercial banking and Credit Analysis. This position is right for you if you have 3-5 years of active duty military leadership experience with a strong preference for combat arms and a passion to start a career in finance and commercial banking.

Responsibilities

• Financial Analysis: Evaluate the financial health of businesses by analyzing their financial statements, cash flow, and other relevant data. Assess factors like revenue trends, profit margins, debt levels, and liquidity to determine the borrower's ability to repay loans.
• Risk Assessment: Assess the risk associated with lending to a particular borrower. Consider industry trends, market conditions, and the borrower's credit history to determine the likelihood of repayment. Identify potential risks to help the bank make informed lending decisions.
• Credit Scoring: Use various scoring models to quantify the creditworthiness of applicants. Assign credit scores based on factors like payment history, credit utilization, and length of credit history. These scores assist in standardizing the evaluation process.
• Report Preparation: Compile findings into detailed reports that outline the assessment of the applicant's creditworthiness. Include financial ratios, risk analysis, and recommendations for loan terms or credit limits. Help senior decision-makers in the bank approve or decline loan applications.
• Communication: Interact with borrowers to gather additional information, clarify financial details, and discuss potential concerns. Collaborate with colleagues, such as loan officers and underwriters, to ensure a comprehensive evaluation of each application.

Requirements

We offer a full-time SkillBridge Internship to take you from military service to the finance industry. Our program identifies veterans who have a desire to cut their chops in finance, arms them with an industry-leading financial modeling certification, and places them in finance roles with screened and qualified firms looking for transitioned veterans.

Qualifications

• 3-5 years of active duty military leadership experience (preference for combat arms, but not required)
• A passion to start a career in finance and commercial banking
• Honorable service and exemplary service evaluations
• Desire for leadership opportunities in the finance world after proving your ability to "run through walls" in the short term
• Willingness to virtually attend a no-cost financial modeling certification program and test prior to transition

Benefits

The ideal candidate profile includes:

• Active duty military leadership experience (preference for combat arms, but not required)
• A passion for a career in finance and commercial banking
• A desire for leadership opportunities in the finance world
• A willingness to participate in a no-cost financial modeling certification program

Pay

Details about pay are not specified in the job posting.

Schedule

Details about the schedule are not specified in the job posting.