Medical Stop Loss Underwriting Practice Lead, Accident & Health

Key Responsibilities

• Management and Oversight of Program Managers with Delegated Underwriting Authority
• Creation of Underwriting Guidelines and oversight / audit of adherence to those guidelines
• Timely handling of Case referrals
• Develop and maintain alignment of partnership expectations
• Analyze group medical claims data, demographics, and plan designs to assess risk and determine appropriate stop-loss premiums and terms
• Collaborate with distribution and actuarial teams on complex case evaluations, renewals, and new business opportunities
• Develop and maintain strong relationships with brokers, consultants, and third-party administrators (TPAs)
• Present underwriting rationale and recommendations to internal stakeholders with clarity and confidence
• Ensure compliance with underwriting guidelines, regulatory requirements, and company risk tolerance
• Recommend modifications to underwriting practices and tools based on emerging market trends and experience
• Mentor and train junior underwriters, sharing technical expertise and best practices
• Support development of new products, pricing strategies, and process improvements to enhance competitiveness

Qualifications

• Bachelor’s degree or higher and / or equivalent experience
• Minimum 7+ years of medical stop-loss underwriting experience; strong background in both specific and aggregate coverage
• Knowledge and understanding of healthcare payers, health plan administration, and medical service providers
• Advanced Knowledge of Medical Underwriting practices and principles
• Excellent analytical, mathematical, and communication skills
• Ability to manage multiple priorities and make sound underwriting decisions in a fast-paced environment
• Demonstrated ability to build broker and TPA relationships and support business growth initiatives
• Demonstrated ability to develop and execute strategies to grow profitability and production growth
• Strong customer service ethic, with a sound understanding of the business processes
• Self-motivated and able to set strategic direction
• Able to work in a team to lead and contribute so that AIG meets its strategic goals
• Knowledge of state regulatory and compliance requirements
• Able to multi-task and handle divisional objectives as requested and handles multiple priorities often under tight deadlines
• Strong sense of responsibility for one's actions and work