Market Risk Analyst

About the role

Enterprise Market Risk Management – Liquidity Risk Management Treasury Oversight Analyst. Citizens Enterprise Market Risk Management, a second‑line risk management function, is hiring a Treasury Oversight analyst to support the independent Liquidity Risk Management and Interest Rate Risk Oversight Framework. The analyst will report to the Head of Treasury Risk Oversight and work in coordination with Treasury teams, performing second‑line risk management oversight through review and challenge, formal assessments, and continuous monitoring of liquidity risk.

Responsibilities

• Support the design and execution of review and challenge assessments of Treasury practices against regulatory and corporate expectations.
• Develop and maintain review and challenge documentation, assessment procedures, meeting materials, issue logs, and governance reporting related to liquidity risk oversight and Treasury practices.
• Deliver assessments and risk‑position monitoring within established timelines, providing key inputs into annual program opinions.
• Continuously monitor liquidity risk exposures against limits, evaluate key data elements against regulatory requirements, and re‑perform risk‑appetite metrics.
• Support independent review of liquidity stress‑testing practices in coordination with the model validation function.
• Identify and escalate exceptions to risk limits, policies, and procedures.
• Partner with Treasury to identify areas of improvement and achieve efficiencies.
• Participate effectively in EMRM governance and help formulate and drive EMRM strategy.
• Establish partnerships with stakeholders across the three lines of defense.

Qualifications

• 2+ years of experience in Treasury, Risk, or related business‑line functions.
• Ability to analyze large data sets, workflow processes, and risk profiles, and to summarize findings as clear management information.
• Strong verbal and written communication skills.
• Experience with Treasury functions such as funding/liquidity management, funds transfer pricing, or investment portfolio management is desired.
• Proficiency with Excel; experience with SQL is a plus.
• Degree in Finance, Economics, Engineering, or a related field.
• Relevant professional designations (e.g., CFA, FRM) are a plus.
• Citizens does not sponsor work visas (e.g., H‑1B) for this position.

Benefits

• Competitive pay
• Comprehensive medical, dental, and vision coverage
• Retirement benefits
• Maternity/paternity leave
• Flexible work arrangements
• Education reimbursement
• Wellness programs
• Generous paid time‑off policy exceeding statutory requirements

Pay

The salary range for this position is $87,000‑$117,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on factors such as budget, work location, and relevant skills and experience.

Schedule

Hours per Week: 40+
Work Schedule: Monday‑Friday, 8 am‑5 pm
This position will work four days per week in the Boston office.