Manager, Risk Strategy

Responsibilities

• Perform advanced data analytics and advise the underwriting strategies for loan origination, loan amount assignment, and loan pricings that optimize profitability.
• Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
• Design and monitor key KPIs to provide insights into the credit lifecycle.
• Maintain quality control and validation that risk processes are working as expected.
• Improve sophistication and technical implementation of current approaches.
• Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite.
• Develop business insights and communicate proposals to C-level audiences.
• Work cross-functionally with the company’s Tech, Product, Sales, and Finance teams to lead and manage new credit product initiatives that further our mission of providing convenient point-of-sale financing to niche consumer products.

Requirements

• A Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)
• Strong understanding of consumer credit and lending
• 3+ years of experience in performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
• Exceptional hands-on experience in Python, SQL, and Excel
• Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
• Strong written and oral communication skills

Compensation

Compensation: In addition to salary, Total Rewards include bonus eligibility, a stock option package, and benefits as outlined below. The role described above offers a base salary of $110,000 to $150,000 + corporate bonus eligibility.

Benefits

• RoBust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy - Time Off When You Need It
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Recreational Safety Benefit