Manager, Product Manager - Enterprise Payments - Core Platform

About the role

Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. The Enterprise Payments team is defining the roadmap that will enable the bank’s overall digital payments strategy, modernizing existing payment types and introducing the latest innovations. In an industry rooted in mainframe systems and batch processes, we are driving toward a cloud‑based, API/microservice architected, real‑time data environment. The Product Manager for the Enterprise Payments team plays a critical role in achieving our goals, working closely with product managers, designers, engineers, data scientists, operations, and business partners to transform the experience for all customers across consumer, small business, and commercial personas across lending and deposit products.

Responsibilities

• Shape product strategy and develop, launch, and enhance payments experiences that meet the unique needs of consumer, small business, and commercial customers.
• Define the capabilities, contracts, and standards that rail teams build against, including the SDK governing payment event flow across ACH, Wire, RTP, FedNow, and Check.
• Design orchestration layers that ensure transactions complete reliably or compensate gracefully.
• Build observability and resiliency infrastructure to keep hundreds of millions of transactions moving at scale.
• Collaborate with designers, engineers, data scientists, operations, and business partners to translate platform investment into business value.
• Debate architectural tradeoffs with engineers and advocate for platform improvements.

Requirements

• Currently has, or is in the process of obtaining, a Bachelor’s or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing; OR a Bachelor's degree in any field and 3 years of Product Management experience.
• Expected to obtain the required degree on or before the scheduled start date.

Preferred Qualifications

• Experience translating business strategy and analysis into consumer‑facing digital products.

Skills

• Deep fluency in platform product thinking — defining developer experience, API contracts, and integration patterns with the rigor of a consumer PM.
• Comfortable debating architectural tradeoffs with engineers.
• Able to translate platform investment into business value for leaders and lines of business.
• Demonstrated proficiency in the Capital One Product Framework: Human‑Centered, Business‑Focused, Technology‑Driven, Integrated Problem Solving, Transformational Leadership.

Benefits

• Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well‑being.
• Eligibility for performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI).

Pay

• McLean, VA: $164,800 – $188,100 for Manager, Product Management
• New York, NY: $179,700 – $205,100 for Manager, Product Management
• Richmond, VA: $149,800 – $171,000 for Manager, Product Management
• Wilmington, DE: $149,800 – $171,000 for Manager, Product Management
• Candidates hired in other locations will be subject to the pay range associated with that location.