Manager, Credit Risk Strategy

Responsibilities

• Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing to optimize profitability.
• Work cross-functionally with Tech, Product, Sales, and Finance teams to implement new credit product initiatives and optimize existing credit strategies that further our mission of providing convenient point-of-sale financing to niche consumer products.
• Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
• Design and monitor key KPIs to provide insights into the credit lifecycle.
• Maintain quality control and validation to ensure risk processes are working as expected.
• Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite.
• Develop business insights and communicate proposals to C-level audiences and external partners.

Requirements

• A Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred).
• Strong understanding of consumer credit and lending lifecycle.
• 4+ years of experience in performing credit analysis, including experience with data visualization tools such as Tableau/Power BI.
• Exceptional hands-on experience with Python, SQL, and Excel.
• Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences.
• Strong written and oral communication skills.

Pay

The role described above offers a base salary of $110,000 to $150,000. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity.

Schedule

N/A

Benefits

• Robst Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy - Time Off When You Need It
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Recreational Safety Benefit