Manager, Credit Analysis

About the role

The Manager, Credit Analysis will participate in complex credit underwriting and risk assessment for bank clients. Apply expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk. The selected candidate for this role will work on site in Westlake, TX.

Skills for success

• Credit Risk Assessment & Underwriting: Evaluate complex credit opportunities by identifying risks and mitigation strategies. Apply sound judgment to balance risk and business growth objectives.
• Financial Analysis & Decisioning: Perform cash flow analysis using financial statements and tax returns. Deliver clear, data-driven credit recommendations.
• Portfolio & Risk Management: Assess portfolio risk across industries and economic cycles. Proactively identify emerging risks and mitigation actions.
• Regulatory & Governance: Ensure compliance with AML/KYC, regulatory, and internal policy requirements. Maintain strong documentation and risk discipline.
• Influence & Execution: Partner cross-functionally to drive underwriting decisions. Improve processes, tools, and operational efficiency.
• Stakeholder Communication: Communicate complex decisions clearly. Build trusted relationships across stakeholders.

Qualifications

• 3+ years of commercial/private banking underwriting experience
• Strong analytical skills; restructuring/foreclosure experience
• Bachelor's degree
• Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship

Preferred qualifications

• Exposure to underwriting platforms
• Public equity and debt market knowledge

Benefits

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance