Manager, Bank Finance

About the role

As part of the Bank Finance team, you will play a critical role in supporting loan pricing, profitability analysis, pricing exception reviews, and lending-related business decisions that directly influence the performance of Charles Schwab Bank. This role sits at the intersection of Finance, Treasury, Credit/Risk, Sales, Operations, and Controllers, providing exposure to a broad range of business partners and strategic initiatives.

Responsibilities

• Help drive pricing decisions across lending products, including Pledged Asset Line (PAL), Mortgage, and HELOC offerings, while serving as a trusted resource for sales and operations teams supporting clients, including high-net-worth households.
• Analyze loan pricing requests, evaluate pricing exceptions, support loan purchase activities, and deliver reporting and insights to business partners, auditors, compliance teams, and regulators.
• Ensure sound decision-making, operational excellence, and portfolio performance by balancing competing priorities while navigating complex business challenges.
• Influence lending outcomes, strengthen cross-functional partnerships, and provide data-driven recommendations that support business growth, risk management, and client-focused solutions.

Requirements

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• 3+ years of experience in lending pricing, profitability analysis, financial analysis, or a related banking function.
• Strong proficiency with Microsoft Excel and reporting tools.
• Demonstrated experience applying analytical thinking to evaluate data, identify trends, and support business decisions.
• Able to manage multiple priorities while maintaining accuracy and attention to detail.
• Strong problem-solving and decision-making skills with the ability to recommend practical solutions to complex business challenges.
• Effective written and verbal communication skills, including the ability to present insights and recommendations to business partners.
• Experience building collaborative relationships across cross-functional teams and stakeholders.
• Ability to quickly learn new concepts, processes, technologies, and business requirements.

Preferred Qualifications

• Experience supporting lending products such as Pledged Asset Line (PAL), Mortgage, HELOC, or other consumer lending products.
• Experience reviewing pricing exceptions and making recommendations within established authority frameworks.
• Previous experience in banking operations combined with a finance or analytical background.
• Knowledge of loan profitability, portfolio reporting, forecasting, and lending analytics.
• Experience supporting audits, compliance reviews, regulatory reporting, or risk-related initiatives.
• Demonstrated ability to influence outcomes, resolve conflicts, and build consensus among diverse stakeholder groups.

Benefits

At Schwab, you’re eligible for a competitive benefits package that includes:

• 401(k) with company match and Employee stock purchase plan
• Paid time off for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance