Loss Mitigation, Underwriter l

This is a Fully Remote Job About Our Client:The organization operates in the mortgage loan servicing industry, providing integrated, full-lifecycle assistance to borrowers and investors. It focuses on supporting borrowers and enhancing their homeownership experience through various customer care programs. About the Opportunity:The LOSS MITIGATION UNDERWRITER I is responsible for underwriting loan modification applications according to Treasury, company, and investor guidelines. This entry-level role performs underwriting on less complex files while gaining experience, ensuring compliance with legal and policy requirements. The position contributes to the organization by making sound underwriting decisions that support loan workout eligibility and proper documentation. Responsibilities:Analyze loan quality and compliance with guidelinesConduct Verification of Income (VOI)Calculate front and back-end debt-to-income ratiosVerify occupancy, hardship, and incomeApply payment waterfall to determine workout eligibilityIdentify borrower liquid assets if applicableDetermine and communicate documentation conditionsComplete system tasks to maintain complianceDocument final decisions and update records Requirements:High school diploma or equivalent1 to 2 years of underwriting loss mitigation experience Pay Range and Compensation Package:Target pay range is $23.00 to $26.00 per hour Benefits & Perks:Comprehensive healthcare plans for employees and their familiesDiscretionary 401(k) match of 50% of the first 4% of pay contributedAccess to various employee discountsCustomized training programs for career advancementEmployee referral bonusesEducational reimbursementCommunity contributions through a charitable foundation Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin. Note:TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.