Lock Desk & Pricing Analyst

Position Summary

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development and maintenance. This role requires experience in mortgage pricing, and strong math, analytical and technical skills.

Responsibilities

• Mortgage Pricing & Analysis:
  • Lock Desk management and sales support.
  • Update and import rates into Optimal Blue.
  • Support updates in Optimal Blue mortgage loan sale process.
  • Audit the hedge model for data accuracy.
• Market & Competitor Analysis:
  • Track competitor mortgage rates and lending trends.
  • Refined pricing strategies.
  • Provide data-driven insights and recommendations to senior management.
• Reporting and analytics:
  • Aid in the development and maintenance of Loan sale, pull through, reporting and analytics.
  • Run daily reports and models for forwards and pricing analytics.
  • Support Post closing with report and analytics development.

Key Qualifications

• Education & Experience: Bachelor’s degree preferred in Finance, Economics, Mathematics, or a related field. 1+ years of experience in mortgage pricing, and secondary marketing preferred.
• Technical Skills: Proficiency in Excel and Microsoft products. Experience with mortgage pricing engines like Optimal Blue preferred.

Pay

The expected base salary for this position is between $62,000 to $72,000 per year, depending on experience and skillset. Base salary is paid bi-weekly.

Benefits

Universal Lending Corporation offers a competitive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.

Physical Requirements

This is primarily a sedentary position. Requires the ability to hear, type and talk. Finger dexterity is required to operate a computer keyboard. The primary work location is a corporate office with low to moderate noise levels.

Supervisory Responsibilities

This position does not supervise other employees.

Travel Requirements

Occasional travel may be required. A valid driver’s license and active vehicle insurance is required at all times.

FLSA Classification

Exempt