Lock Desk Analyst

Primary Duties & Responsibilities

• Review and process all rate lock requests through lock desk email and phone, including original rate locks, floats, re-locks, extensions and cancellations
• Monitor loan criteria changes and determine if adjustments in the lock are required
• Communicate confirmations in a timely manner
• Re-confirm locks from previous day to ensure accurate pricing
• Commit and register loans with investors
• Monitor outstanding commitments and expiration dates
• Enforce secondary market lock policies
• Assist in all duties assigned by VP, Secondary Marketing

Skills & Abilities

• Subscribe to a no drama workplace
• Subscribe to the mission of creating a truly customer and team member centric environment
• Love to come into work every day and win
• Highly motivated, self-starter with ability to work independently under minimal supervision, and as a team player
• Clear, effective interpersonal skills, written and verbal communication skills
• Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines
• Strong problem solving and creative thinking skills
• Ability to learn and adapt to guideline changes
• Strong organization, follow through and time management skills
• Excellent attention to detail with commitment to accuracy and quality
• Dependable, responsible and able to use good judgement
• Flexibility to work up to 50 hours per week which may include some weekend hours

Qualifications & Experience

• Bachelor's degree preferred
• 2+ years' experience in high volume mortgage setting
• Proficiency in loan origination systems and ability to understand and utilize other proprietary mortgage related software platforms
• Ability to interpret mortgage loan rate sheets, add-ons, product guidelines
• Knowledge and responsibility for compliance with state and federal regulations applicable to mortgage loan origination and fulfillment
• Strong mathematical skills
• Knowledge in the following loan programs/products: conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC, CES
• Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.)
• Previous experience with Byte, Optimal Blue and/or Compass preferred

Pay

$24.00-$29.00 hourly, depending on experience.

Schedule & Location

Flexibility to work up to 50 hours per week which may include some weekend hours. Work Location: Irvine, CA - Hybrid/Remote opportunity available.