Loan Review Senior Consultant
Job Description
Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry.
Job Responsibilities
- Provide loan review services and other consulting engagements with clients on credit related matters
- Prepare detailed financial analysis, including cash flow models and collateral evaluations in order to identify potential credit risks
- Evaluate whether commercial loan requests adhere to bank policies and procedures
- Analyze and conduct systematic loan reviews of business-related credits to ascertain adequacy of credit quality, loan documentation, credit administration, and compliance with established policies
- Work on credit projects under a manager; however, you will often work autonomously on certain aspects
- Support many different types of financial institutions, over different geographies
- Lead segments of engagements that will help you develop leadership abilities, including building client relationships and business relationships with key executives
- Write and present clear and concise reports to provide meaningful recommendations to clients
Qualifications
- Educational and Professional Credentials: Bachelor’s degree in Finance, Accounting, or Economics or equivalent combination of education and experience3+ years’ experience of working in financial institutions or regulatory supervisory institutionsGraduate degree or Professional certification a plus (i.e. – RMA CRC)
- Preferred Knowledge and Skills: Experience in leveraged lending, capital call, subscription loans, venture lending, or Asset-Based Lending (ABL) is highly preferred, though not mandatory. Underwriting, lending, or regulatory experience - not a role for a consumer finance backgroundExperience with a variety of loan products and industriesWorking knowledge of SBA SOP is a plusUnderstanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediationThorough knowledge of federal and state banking laws related to credit riskPrior experience with risk ratings, risk rating methodology, and allowance methodology would be a plusStrong written and verbal communication and comprehension both formally and informally to our clients and our teams, in a variety of formats and settings, including in interviews, meetings, calls, e-mails, reports, process narratives, presentations, etc.
- A self-starter who can prioritize multiple tasks, be resourceful and able to research and find solutions
- Passionate about learning, meeting goals, and helping a team succeed
- Willingness to travel
Benefits
We offer a comprehensive total rewards package, including benefits such as:
- Comprehensive health and wellness programs
- Flexible work arrangements
- Professional development opportunities
- Employee recognition and awards
- Community involvement and volunteer programs
How You Can Grow
We nurture your talent in an inclusive culture that values diversity. You will have the chance to meet on a consistent basis with your Career Coach that will guide you in your career goals and aspirations.
About Crowe
Crowe is one of the largest public accounting, consulting and technology firms in the United States. We are committed to a merit-based hiring process, evaluating all candidates consistently using objective, job-related criteria such as relevant experience, demonstrated skills, measurable impact, and alignment with the role’s responsibilities, and making employment decisions in a fair and inclusive manner free from discrimination.