Loan Review Senior Consultant

About the role

Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry.

Responsibilities

• Provide loan review services and other consulting engagements with clients on credit related matters
• Prepare detailed financial analysis, including cash flow models and collateral evaluations in order to identify potential credit risks
• Evaluate whether commercial loan requests adhere to bank policies and procedures
• Analyze and conduct systematic loan reviews of business-related credits to ascertain adequacy of credit quality, loan documentation, credit administration, and compliance with established policies
• Work on credit projects under a manager; however, you will often work autonomously on certain aspects
• Support many different types of financial institutions, over different geographies
• Lead segments of engagements that will help you develop leadership abilities, including building client relationships and business relationships with key executives
• Write and present clear and concise reports to provide meaningful recommendations to clients

Basic Qualifications

• Bachelor's degree in Finance, Accounting, or Economics or equivalent combination of education and experience
• 3+ years' experience of working in financial institutions or regulatory supervisory institutions

Preferred Qualifications

• Experience in leveraged lending, capital call, subscription loans, venture lending, or Asset-Based Lending (ABL) is highly preferred, though not mandatory
• Graduate degree or Professional certification a plus (i.e. – RMA CRC)
• Underwriting, lending, or regulatory experience - not a role for a consumer finance background
• Experience with a variety of loan products and industries
• Working knowledge of SBA SOP is a plus
• Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation
• Thorough knowledge of federal and state banking laws related to credit risk
• Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus
• Strong written and verbal communication and comprehension both formally and informally to our clients and our teams, in a variety of formats and settings, including in interviews, meetings, calls, e-mails, reports, process narratives, presentations, etc.
• Prior experience should include progressive responsibilities, including supervising and reviewing the work of others, and project management, including self-management of simultaneous work-streams and responsibilities
• A self-starter who can prioritize multiple tasks, be resourceful and able to research and find solutions
• Passionate about learning, meeting goals, and helping a team succeed
• Willingness to travel

Pay

$76,200.00 - $151,000.00 per year